Year

1

2

3

4

5

Bankrupt accuracy

78.6%

57.9%

46.2%

53.1%

38.5%

Non-bankrupt accuracy

62.9%

61.8%

73.5%

66.7%

70.4%

Total accuracy

71.4%

59.7%

58.9%

59.7%

54.7%

Bankrupt accuracy including grey area

85.7%

68.4%

69.2%

78.1%

57.7%

Non-bankrupt accuracy including grey area

77.1%

88.2%

88.2%

93.3%

81.5%

Total accuracy including grey area

81.8%

77.8%

78.1%

85.5%

69.8%

Total bankruptcy

53.3%

36.1%

30.1%

30.7%

28.3%

Total non-bankrupt

36.4%

45.8%

50.7%

43.6%

56.6%

Total within grey area

10.4%

18.1%

19.2%

25.8%

15.1%